1 reviews | Active since Mar 2021
CAPITEC bounced my salary back to My Employer leaving me with no money to live on .
Capitec requested me to submit FICA documents , which on the 20th February I sent the documents to ***, it was then submitted to Head office and my account was opened again, 3 weeks later Capitec sent me another message similar to the previous one, it says I must submit FICA documents , I then Went to the Bank( Capitec East Rand Mall ) , the Lady who works at Bank said I must not worry, Capitec had a Glitch and sent duplicate messages to people to submit their FICA so my Account will not be Closed. 2 days later my Account was closed, this was 20th March 2024, I then went to the bank to find out why, They told me I must go to the police station and get Affidavit to declare that besides the salary I earn I also receive funds from friends and family. This was very odd but I went to the police station anyway to get the affidavit, I submitted the affidavit to ***. I didn’t receive any help that day, 21st March 2024 was a holiday I understand the bank was not working. Friday the 22nd I called the bank to find out why is my account is still blocked, the Lady who answered the call told me that I must go back to police station to Declare * WHERE THE PEOPLE WHO SEND ME MONEY GET IT FROM* , I Was upset hearing this, it didn’t make sense to me, I then went back to the branch to discuss with the Bank consultant, they then opened my account. But my *SALARY* which came on Wednesday the 20th of March was not in the account, Bank showed R0.00 balance, I then asked where is my salary. The consultant checked my Bank statement and confirmed that money did not come in, I then called my employer together with the consultant to find out if they paid me, My employer confirmed I got paid on the 20th of March, Capitec consultant called the Head office ***** department, and they indicated that My Salary came in on the 20th *BUT THEY RE-DIRECTED MY SALARY BACK TO MY EMPLOYER’s ACCOUNT* Hence it does not even reflect on the statement. This is Worse INCONVINIENCE EVER. the Capitec consultant also indicated that I had a soft freeze, so they were not supposed to bounce my Salary back. CAPITEC caused me to not have money from 20th March which my Payday until now. For this inconvenience I want Capitec to Reimburse me for the returned debit orders, money I used for Driving in and out of Bank and Police station, cell phone Bill and spending over 5 days without access to money that belong to me.
Thank you for letting us know of your concern, and for your patience while we explore this matter.
We have assigned your query to a designated official who will contact you within the next business day.
Kind regards
Capitec Bank
Thank you for letting us know of your concern, and for your patience while we explore this matter.
We have assigned your query to a designated official who will contact you within the next business day.
Kind regards
Capitec Bank
