DR
Dipuo R

1 reviews | Active since Oct 2016

07 Aug 2018, 07:54

Capitec banks are ******,charged insane interest and they **********

Capitec Banks are ******, after checking my credit report after so many years I found out that I have been blacklisted for loan that I took in 2013 that I believe and know I have settled. After finding this out I tried to lay a complaint with Capitec but my complaint was just ignored neither I didn’t get a feedback about this matter. How would on earth someone borrow 60 000 and been charged an interest rate of I don’t know how much % that adds up to R125 000, when I asked for the contract they told me they will sent it till now I haven’t got it. I was advised that apart from being blacklisted by them, and insane interest being charged according to the period of loan and with no communication the debt is prescribed then I approached the Transunion about the matter, they investigated it and Capitec denied that the debt was being prescribed. I asked for reasons and a proof and then I was given a ********** documentation with no case number from court and ********** signatures. When I confronted them about this I was told to wait they have send my query to the relevant department for investigations and it’s almost 2 months now. Capitec bank are ****** and very good with forging people signatures. I am not a happy customer and for that matter they can’t be trusted for business,be warned this people are bad for business.

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Replies (3)
Capitec Bank
Capitec Bank's reply07 Aug 2018, 09:21
Official

I acknowledge your posting, and have referred it to Kadi Diallo for immediate attention.

Feedback will be provided within 5 working days. I trust that this situation will be resolved to your satisfaction.

Complaint Management
Capitec Bank

Capitec Bank
Capitec Bank's reply07 Aug 2018, 09:47
Official

Good day

I confirm the matter has been dealt with. Kindly refer to the feedback provided to the Credit Ombud on 07 June 2018.

Kind regards

Complaint Management

Capitec Bank

DR
Dipuo R's update07 Aug 2018, 12:28
Reviewer Update
Hi, What are trying to say when you say the matter was dealt with? Why would I still send emails if indeed I got the reply? Because I called Credit Ombadsman several times and they were still waiting for you guys or when you say it was dealt with are you referring to the ********** documents with forged signatures you sent without a court case number or what are trying to say???