Capitec Bank, thieving from a nation trying to recover

The current repo rate is at 3.5%. this is to boost the economy and grow business. How can the banks still be trying to get lending rates at 18%? What a ****. It's time the government fines the banks for these kinds of outrageous actions. Capitec, you never had my business, and now even if your bank charges were zero, you'll never have my business.