Capitec bank loan

I took a 4 months loan with them i skipped one pay and when lock down stage five was intiated they debit all the loan i owed with them and let me with not more than 400 in my account. I would never reffer someone to use your bank for loans they are heartless n selfish bank do not care of their costomers imagine what was i to do with such amount. I repeat never get a loan from them