AS
Andre S

1 reviews | Active since Aug 2013

31 Jan 2024, 16:25

Capitec bank is plain *******

Capitec bank is plain ******* there is no bank as bad as Capitec Bank. Every week they send me messages i must apply for a credit cart with them. Now i have app**** for a credit card with my credit score of 805 so its excellent. and i do have another Fix savings account with more then R700000.00 and Permanent Job and good salary now i don't qualify for a R60000 credit card. Bull**** reason affordability. i dont own nothing on my other accounts all paid up. Why do they send letters that you can apply for a credit cart. I going to close all my accounts with this **** bank don't need them. Have my Capitec account from 2016. People this bank is bad news don't waste your time and think you going to get somewhere with Capitec.

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Replies (4)
AS
Andre S's update31 Jan 2024, 16:33
Reviewer Update
I do have 2 Credit cards with other banks and they treat me very well the only reason why i thought of applying at Capitec is to cancel the other credit cards and just use Capitec as my salary is bank at Capitec
Capitec Bank
Capitec Bank's reply31 Jan 2024, 18:36
Official
 Good day Andre

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.

Kind regardsCapitec Bank 
AS
Andre S's update12 Feb 2024, 09:29
Reviewer Update
Pathetic Service and the worst bank in South Africa
On the 1st of Feb 24 I received a email from Capitec (Nadine Arendse) Stating she is trying to contact me regarding this matter. I phoned her 2 time and was told she's busy let message to phone me. She retuned my call as was apologizing about this case. and ask me to send my latest pay slip to her, I did that the same day. On the 6 Feb 24 at 7h55 I emailed and ask if there is any feedback. I send a second email at 16h20 on both emails i have received Request read receipt. On the 7th i received a email from Abigail Van Wyngaardt Kindly note we have escalated the matter to our Direct loans team for assistance with a credit application, once feedback is received, we will be in contact with you.
Up to now i have not received any feedback. Pathetic service im closing my accounts asap there is better banks. Please read the media about Capitec. Just Google worst bank in South Africa.
AS
Andre S's update21 Feb 2024, 14:49
Reviewer Update
On the 16Feb 2024 i have received a SMS from this Pathetic Capitec bank. The SMS read as follow: Your credit application was declined because your employer is not listed with Compuscan. What a joke of a bank. In the mean time i have app**** for a credit card one of the major banks and was approved in les then a hour. People don't waste your time with this capitec bank there is nothing good about them