PS
Phoebe S

1 reviews | Active since Feb 2017

15 Feb 2021, 15:31

Capitec Bank is ***********

Hi guys

So I made 2 online purchases at Zara using my Capitec account, they went through and monies were debited. At shipping Zara took another payments for the same items and at Zara I was told to go to my bank for a reversal. Went to Capitec bank and I was told a Case would be raised a was provided with a case number and was told it would take 5 busy days for transactions to be corrected

On the 5th working day I went back to the bank as all every time money would be transferred to my account Capitec takes it. Was then told a follow up case would be made and I have to wait for another 5 days for my money.

One of their consultants told me that they are aware that Zara's payment system debits twice as first payment goes as Per payment and when orders are shipped they debit again but they have no control over it.

Capitec Bank is *********** as my bank they should be making sure that our Monies are secured and no unauthorised transactions are taking place but they're really are failing and security measures are so poor and disappointing I mean what could take 2 weeks to investigate something they know and clear.

So disappointed and angry with Capitec bank and definitely will be closing my account after this.

0
Replies (3)
Capitec Bank
Capitec Bank's reply15 Feb 2021, 15:34
Official
Good day Phoebe 

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 

Capitec Bank 

PS
Phoebe S's update15 Feb 2021, 15:40
Reviewer Update
Trust me I've heard that before I even have 2 case numbers to prove it so that's not good enough for me on top of it I'm sure you won't even give me full refund as you did last month
PS
Phoebe S's update16 Feb 2021, 09:38
Reviewer Update
Got a call from a Lady calling from Capitec bank this morning.
She promised would escalate my issue urgently and she did as promised as they did reverse my money.

Too sad I had to come to this platform to get my issue resolved.
Whilst at that R257 went off my account just came on my phone with their agents at call centre and he told me that it's a purchase made on the 13tj of which I had no funds on the 13th but was only authorised this morning.

Capitec took R257 from my account again this morning and the guy could agree with me when I said on the phone the transaction doesn't make sense and he told me they need to investigate like how do you investigate R257 for 5 good business day.

I've never had my Money played with by a bank my salary goes to and it concerns me because this mean huge amounts of money will soon come out without a valid reason...

I'm super scared of the worst that might come, I just need to have this one resolved then I'm making people aware of you guys.

Hence our parents have unexplainable monies going out with funny references it's because you're Sooo careless with our Monies and the security of our accounts