1 reviews | Active since Aug 2021
Capitec bank is a *****
Capitec bank has impaired my credit score deliberately, I recently changed jobs and as a result my salary date changed from 15 of each month to the last day of each month, I have a loan with Capitec bank which I religiously paid on time for the past year and couple of months, On 11/07/2021 I sent an email to capitec client services to inform them of the change in my salary date, I only got a response from capitec on 16/07/2021 deliberately after my account was debited was debited on 15/07/2021, the email said “they have received my query and I must provide them with my new contract of employment which I did on the same day, the email came from an agent named Reon schlosz, on 19/07/2021 another email was sent to me stating that the matter has been escalated to paydate team and feedback will be given to me after 2 business days, indeed on 21/07/2021 email was sent to me to confirm that their system has been updated. On 3/08/2021 I received an sms from capitec that my account is in arrears and I have been listed as a bad payer, I then phoned the number on the sms, spoke to an agent and she told me that she works at collections and paydate updating is a different department but in a nutshell I ended up paying my installment on 4/8/2021 and only to find that my credit profile indicates that I skipped payment and my score dropped 10 points. Till to date capitec has not rectified this despite’s the fact that I have lodged a formal complaint.
Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.
Kind regards
Capitec Bank
Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.
Kind regards
Capitec Bank
