MM
Mpho M

1 reviews | Active since May 2020

05 May 2020, 23:25

Capitec bank *********** ******!!!!

Requested settlement amount for my capitec loan account in 2015 which I was advised by they're legal agent that it was handed to creditworx for collection. Got in touch with creditworx, paid settlement amount which they confirmed receipt. In 2019 I start receiving emails from MBD collecting for the same loan account that was paid off in 2015, lodged a complaint with Capitec *** which after 5 days they confirmed settlement amount was received in 2015 but account was not closed, which they said they have notified MBD to close the account and update credit profile. Today I'm notified by my bank that they cannot help with my bond application because MBD has a judgment on my credit profile for a capitec loan account, this is the same account paid off in 2015. I called capitec Bank and getting the same run around of having to lodge a query for investigation while my life is on a stand still due to an unfair judgment. Capitec is a nonsense bank and will be taking the matter further to the credit ombudsman.

0
Replies (4)
Capitec Bank
Capitec Bank's reply06 May 2020, 10:01
Official
I acknowledge your posting, and have referred it to Complaint Management for immediate attention.
 
Feedback will be provided within five working days.  I trust that this situation will be resolved to your satisfaction.

Kind regards
Capitec Bank
MM
Mpho M's update08 May 2020, 12:17
Reviewer Update
Received a call from your agent who requested proof of payment and correspondence, which I sent but have not heard anything from her since and it's the 2nd day since documents were sent. I need this issue to be resolved asap. Ref no: Incident# ***0 CM
MM
Mpho M's update12 May 2020, 09:53
Reviewer Update
Still no call back or assistance from capitec bank regarding my query, have formally lodged a complaint according to bank ombudsman requirements now I'm counting down the 20 days before they can take over the case.
MM
Mpho M's update13 May 2020, 17:57
Reviewer Update
Thank you finally got my paid up letter and judgment will be removed from my credit profile.