Capitec Bank credit card are **********

Capitec credit card division are cheats I'm having continuous problem with them plz don't ever take a credit card with Capitec they are ********** I even phoned them spoke to Khumalo he said he would get his team leader to call me back but they never do probably they can't afford a call or they just ***** their clients and move forward terrible service as for their insurance policy on their credit card is another **** plz stay away from Capitec Bank credit card