AG
Ann G

1 reviews | Active since Jan 2026

11 Jan 2026, 07:01

Capitec bank app verification problems!

The app can't still be activated on a new phone or device, and Online banking does not work without scaning the QR Code.

I have seen posts here since 2022 where people complained and all Capitec says is they will investigate....Its been years.

If you google, says only your email must be verified...it is verified..

I have had multiple problems, I Recently got a new phone, had to go into the branch, the closest branch is approx 200 km from me. I phoned the contact center and they said cant do anyting about it.

So eventually I was able to go to a branch... My new phone rebooted ( As there is a problem with the device) so I had to go to the branch 2 times.... In the mean time I had no access to my app or money for 3 months as I cant just go to a branch..

Now I am sending my device in for repairs and attempted to put the app on a temporary device while mine is being repaired...... Cant be verified...message that Home affairs can't verify me..... bull twang!

I managed to access my FNB and STB accounts on the temp device without any problems!!

and the call centre simply states I need to go to a branch.... like it is easily. Why did I go to the branh twice in the first place.. why did they take all those selfies and fingerprints and security questions, that is way more secure than other banks,, but still cant verify me., I am fed up with this!!

So now I must wait for my phone to be repaired, and then go into a branch again to activate it,,, The closest Capitec ATM To cheak balances is 45 KM away.....

Capitec provide SOLUTIONS ASAP!!!!

0
Replies (3)
Capitec Bank
Capitec Bank's reply11 Jan 2026, 10:14
Official
Good day Client Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. Kind regards Capitec Bank.

Best regards,

Capitec Bank
Capitec Bank's reply14 Jan 2026, 12:14
Official
 Hello Ann, in response to your complaint, kindly refer to our telephone conversation held on the 14th of January 2026, as outcome of your complaint. Please feel free to contact us directly should you have any other enquiries relating to this matter. Kind regards, Capitec Bank 

Best regards,

AG
Ann G's update14 Jan 2026, 12:16
Reviewer Update
Thank you matter has been resolved.