ZG
Zandile G

1 reviews | Active since Nov 2018

12 Apr 2026, 21:34

Capitec allows unauthorized payments

This is my second hello Peter complaint and Capitec has not bothered themselves to address my problem. I cancelled my rain subscription in January and got written confirmation on the 3rd of February that it was cancelled. Rain still deducted my Capitec credit card which they had never done before as I always did the transaction myself. As I am unemployed I called Capitec to ask them to reverse the payment and they refused even though I have written proof that I had canceled my rain subscription. I am unemployed and trying hard to keep my account in order yet capitec refused to hear me out. They refused to see the email as proof of cancellation. They simply told me I must take it up with rain and that was it. So our money is not safe and capitec refuse to reverse unauthorized transactions. Other banks allow us to reverse such. Worse I have proof in writing but nobody wants to help me.

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Replies (3)
Capitec Bank
Capitec Bank's reply12 Apr 2026, 22:41
Official
Hello Zandile, you're chatting with Prudence. Thank you for contacting Capitec Bank and I hope you are well. 🙏 Thank you letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.

Best regards,

Capitec Bank
Capitec Bank's reply12 Apr 2026, 22:41
Official
Thank you for chatting with Capitec Bank - we're always here when you need us. Enjoy your evening! ❤️

Best regards,

Capitec Bank
Capitec Bank's reply13 Apr 2026, 15:24
Official
Hello  ZANDILE GUMBI 

In response to your complaint, kindly refer to our telephone conversation help on the 13.04.2026, as outcome of your complaint.
Please feel free to contact us directly should you have any other enquiries relating to this matter

Kind regards 
Capitec Bank 

Best regards,