Capitec a disappointment again

Their personal loan is so expensive. Never ever try to take a personal loan with them With other banks, the more you reduce the loan the less the interest and every other charges. However, it is not the case with them. I recently received notification that the risk policy that is compulsory for the personnel loan will be increased as from this month. I can't believe that even with the Covid crisis Capitec continues to exploit it's clients while other banks looks after their clients. I will never take any loan from them. The sooner I pay this off the better for me and would never advice anyone to consider taking a loan with them no matter how desperate they get.