Capitac money Stoller banking

Hello Peter ,I went to the bank and their was no concrete help I could get ,capitac bank told me it's my responsibility to take care of my card which I lost ,and all the transactions that I was not aware of they say it's my responsibility and bear in mind my card disappeared having a 00,00 balance but after few days I reported it missing they send a message am owing 14890rands ,and to my surprise it's the money I never sow to my messages or transactions that happened on my card and they totally failed to investigate the matter clearly and they end up *****ing from me to replace what ever money that they claim I owe without my knowledge,now as for me my only solution I did ,is to dump capitac bank ,and what ever credit I borrowed ,I will pay them once they give me my money back ,right now am **** up with capitac bank ,they are so unprofessional ,am warning every one to look out of the ****s which are happening in capitac ,as for me am out of that foolish bank if they want their money which I owe they must bring me my money back otherwise ,they will kiss my salary goodbye ,I will not work for capitac for free