BM
Bruce M

1 reviews | Active since Dec 2021

04 Dec 2021, 15:14

Can't get a bogus interest charge refunded

I am extremely frustrated that Capitec appears to be wilfully ignoring my problem. It all started with the debit order to automatically pay my credit card being deducted from my savings account, but not appearing in my credit card account. As a result, I was flagged as being in arrears and charged interest of R63. On 8/11 I went to the branch and dealt with Nuraan, who spoke to the call centre on my behalf and told me the issue would be fixed within 2 days. The payment did appear, but four weeks later the interest has still not been refunded. I phoned the call centre on 15/11 and was told there was no feedback yet. I called again on 19/11 and promised a call back within two working days - it did not happen. Called again on 23/11 and was told it was a collections department issue and was transferred; Thabo in the collections department said it was not their problem. I then tried emailing (***) and the next day Rodwyn rep**** "Kindly note that I have sent a request to the agent dealing with the matter so that they can provide you with feedback." No feedback was received. On 25/11 I sent another email asking for the issue to be escalated to complaint management - no response. I phoned on 2/12 and asked for the issue to be escalated. The agent I spoke to (possibly Michelle?) said she wasn't able to do so, but would put me through to the complaints department. I waited on hold for 30 minutes after which I just got an engaged tone. I then sent another email asking for the issue to be escalated - once again, no response. I've tried calling the complaints department several more times but every time it goes to hold for some time before disconnecting the line.

When I switched to Capitec about 5 years ago I was very happy, but after this experience I won't be recommending it to anyone. It's experiences like this with my previous bank that drove me to switch to Capitec in the first place.

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Replies (4)
Capitec Bank
Capitec Bank's reply06 Dec 2021, 09:09
Official
 Good day Bruce
 Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards Capitec Bank 
BM
Bruce M's update07 Dec 2021, 12:48
Reviewer Update
Fair play to Capitec: Abigail from the complaints department did get back to me yesterday, and today I've had a refund into my account.
Capitec Bank
Capitec Bank's reply18 Feb 2022, 21:10
Official
Hi Bruce

Thank you for your patience as we worked through your matter. We can confirm that it has been resolved. 

You may contact Client Care or visit any Capitec branch should further assistance be required.

Kind regards

Capitec Bank

BM
Bruce M's update19 Feb 2022, 07:54
Reviewer Update
It was resolved the first time it happened. Capitec managed to make the same *****-up again, and Client Care have been just as useless this time around. I emailed them 11 days ago and have also phoned Collections, and the interest charge has still not been reversed.