AJ
Amy J

1 reviews | Active since Oct 2021

01 Dec 2021, 07:43

Beyond Upset client

As a Capitec client of over 10 years I am truly disappointed in your service this month. My debit order for my credit card payment has not reflected. I contacted your call centre and was advised that this is an issue that your IT department is aware of. So firstly why weren’t we as clients notified of this? Why do you as Capitec think that it’s ok to just keep quiet about it and not inform us? We do pay fees, it’s not like it’s free credit. Secondly, you guys have the audacity to send me an SMS reflecting my “new balance” and what my debit order for December will be which by the way, is more by almost double due to my November payment not reflecting. If you guys are aware of an issue then why did you not hold off on these sms’es because they are highly upsetting and if, IF that amount gets debited off my account or my credit profile gets affected I am going to be infuriated even further. The agent I spoke to in your collections department assured me that my payment would be allocated YESTERDAY. That’s past tense, here we are today and guess what, it’s not allocated. So Capitec, where is my payment? And when will it be allocated? And when will you send me a new sms with my new balance and new debit order amount for December because the one I received today is not only upsetting but is actually disrespectful. I would like answers please

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Replies (3)
Capitec Bank
Capitec Bank's reply01 Dec 2021, 07:46
Official
Good day Amy 

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. 

Kind regards 

Capitec Bank

Best regards,

AJ
Amy J's update01 Dec 2021, 14:37
Reviewer Update
Ok but seriously your responses are all generic. And if an agent is going to call me to just tell me what I was told by the call centre then I am telling you now already that it’s not good enough. My account was debited almost a week ago and my funds are not allocated. When will it be allocated? I would like an ETA because if matters were the other way around then I bet if my response was the same as yours, it would be a different story. Please provide me with an update that is not generic and copied and pasted, your clients deserve that at least.
Capitec Bank
Capitec Bank's reply18 Feb 2022, 19:07
Official
Hi Amy 

Thank you for your patience as we worked through your matter. We can confirm that it has been resolved. 

You may contact Client Care or visit any Capitec branch should further assistance be required.

Kind regards

Capitec Bank

Best regards,