Be careful of Capitec, the breach agreements

I wrote a review on this platform in December 2025 regarding Capic and the fact that they run debit orders for their loans whenever they feel like it it happened in January again where my debit order was taken on the 22nd of the month because their was funds available Again I lodged a coplaint, Capitec phoned me back and forth till today when I was told that they can change my debit order to a specific date but it is a special arrangement and T&Cs will apply. My request when io took the loan was that the debit must run at the end of each month. not once in 2 years of payning this loan without default have they honored this agreement. Capitec is dishonest