Bank racket

I have had to have my bank card replaced every 6 months at a cost of R65 everytime. A bank card I replaced in Dec 2017 and had only used a few times as I was unemployed for 3 months this year gave me trouble today at the autobank. Had to go inside the bank to query where I was told card would have to be replaced once again and I would be billed R65 again. Manager was called after I refused and he stated that the card got damaged in my wallet, my mom is a customer of FNB and her card is so faded already yet works everytime. I honestly think this is a money making racket on Capitecs behalf. Needless to say I will be moving my business elsewhere. Branch involved was in Welkom next to Translux offices. Deeply disappointed in Capitec!!!!