RB
RENTHIA B

1 reviews | Active since Mar 2023

13 Mar 2023, 12:52

Bad experience

It was a sunny Monday morning when I woke up to an alarming text message from my bank. It read: "Your account has been blocked due to suspicious activity. Please contact us immediately." I felt a knot in my stomach as I realized that I wouldn't be able to access my funds until the issue was resolved.

I called the bank's customer service line and waited on hold for what felt like ages. When I finally spoke to a representative, they told me that there had been several unauthorized transactions on my account over the weekend. They couldn't give me any more details, but assured me that they were investigating the matter and that my account would remain blocked until further notice.

I was frustrated and worried. I had bills to pay and no access to my money. I asked if there was anything I could do to speed up the investigation, but the representative just told me to wait and that they would contact me when they had more information.

Days turned into weeks, and still, I heard nothing from the bank. I called them almost every day, but each time I spoke to a different representative who had no knowledge of my case. I was bounced from department to department, and no one seemed to be able to give me a straight answer.

Finally, after nearly a month of being blocked, I received a letter in the mail from the bank. It stated that they had concluded their investigation and had determined that the unauthorized transactions had been the result of a phishing ****. They had refunded the money to my account, but it would remain blocked until I changed my login information and took additional security measures.

I was relieved to have my money back, but I was also angry at the bank for taking so long to resolve the issue. It had caused me a lot of stress and inconvenience, and I felt like they could have done more to keep me informed throughout the process. I ultimately decided to switch to a different bank that had better customer service and security features.

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Replies (1)
Capitec Bank
Capitec Bank's reply13 Mar 2023, 19:25
Official
Good day Client Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day. Kind regards Capitec Bank