NH
Nadeem H

1 reviews | Active since Jul 2017

09 Nov 2022, 09:53

Bad bank

Good day. After more then a month waiting for capitec MIE to get back to me regarding my credit application after I wrote a review about them on capitec they finally got back to me on 03.11.2022 with a 3sec miss call. They then send me a sms message that they trying to get hold of me and I need ro contact them which I did the same time. Just by being put on hold and the call was cut. I then send a email that I have been trying to call them as well but was unsuccessful. They did not get back to me either. On 07.11.2022 I went back to the bank to get feedback again. Still no response but the consultant told me that he as send them MIE a mail regarding the issue.on 08.11.2022 I got 2 calls from capite. 1 the consultant appollogise about the delay but he has asculated the issue. 2 Round about 2pm I was told that by the end of business day my application will be completed. On 08.11.2022 just before 4pm I got a small sms message saying that your application was unsuccessful. Who does that. Don't they even have the guts to pick up the phone and talk to me directly to tell me. Waiting a month for credit approval and getting a we can't help you is bad. Very bad. I'm human and if you ask me today would recommend Capitec to someone. No no no. This was not my 1st issue also but my 1st issue writing about Capitec. All I will get from them now even calls qill be excuse and excuse. How can preapprove someone and never check on the application. I think this has **** up my mind by moving on away from capitec.

0
Replies (2)
Capitec Bank
Capitec Bank's reply09 Nov 2022, 10:03
Official
Good day Nadeem Hendricks

Thank you for letting us know of your concern, and for your patience while we explore this matter. We have assigned your query to a designated official who will contact you within the next business day.

Kind regards Capitec Bank 
NH
Nadeem H's update10 Nov 2022, 12:56
Reviewer Update
I feel that this matter is unexpectable. The capitec MiIE credit processor as well as as complaints management that dealt with my application is ***********. The application was incorrectly process. I had to contact and walked after them for answers. When I was declined after a month I had to find out that my gross was to little. They say my gros was R6.800 buts it's almost R32000 in paper proof. Today they say is affordablelity. This is the worst excuse I have ever heard. To capitec bank matter is Clos and will not have a look at the application again then to make excuses and will fix what I have gone true in the future lol. Why do a person ha e to complain to be heard. Thank you to capitec bank cape town Riebeeck street for assisting me in the matter.