CVdV
Carmen Van der Vyver

1 reviews | Active since Nov 2015

26 Jan 2023, 14:07

Arrears messages paired with poor call center agent

I receive arrears amount sms's which just makes me upset as I work hard to keep an excellent credit score. I reply as requested on the SMS to have an agent phone me back. Once an agent finally picks up the call back she promptly drops the call as she is clearly in no mood to deal with an irate customer. My agreement with Capitec is to debit my account on the 27th of each month and they generally debit the account early. I checked this morning and saw that the loan debit order has been processed on my account and yet I get arrears messages. I do not appreciate my credit profile being affected due to either poor management or poor systems development and I really don't appreciate call center agents not being in the mood to that for which they earn a salary

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Replies (2)
Capitec Bank
Capitec Bank's reply26 Jan 2023, 16:46
Official
 Good day Carmen

We acknowledge receipt of your query and have assigned your matter to a designated official. You will receive further contact within the next business day.
 Kind regards Capitec Bank 
CVdV
Carmen Van der Vyver's update03 Feb 2023, 16:14
Reviewer Update
Following a discussion with a complaints department representative he confirmed that the issue is resolved and that the necessary system adjustments were made to avoid future situations where collection agents follow up regarding payment when the account is not in arrears.

I would like to extend a sincere word of thanks to the gentlemen who I spoke to as he took the time to explain to me the cause as well as the actions taken by Capitec to rectify the issue, it is much appreciated.