KS
Kayla S

1 reviews | Active since Nov 2019

22 Nov 2019, 14:33

Account Frozen with the loan inside.

My account was put on hold without any communication from capitec, I app**** for a loan at capitec online and was assisted but an agent name CarliHeugh who processes my application and told me I had to wait for her to confirm my employment.I waited but no feedback from her so I decided to go to the branch and have my application done there. The branch approved the loan and it was paid out, I woke up the next day with my capitec app not working I called the customer service they said I should go to the branch that my account was handed over to the forensic department. Went to the branch however they are not able to assist me or even tell me the reason why my account was frozen, When they call the forensic no one answers the phone.

I’m left here without an account,With no explanation why my account is in forensics. I have been banking with capitec for over 4 years now, I don’t expect this kind of treatment from them. Capitec I need my account fixed or someone should do their job properly cause I don’t see why you would give out a loan and freeze the account without any communication.

Your forensic department don’t even have time to answer their phones while we are left with no answers and no one to help”.

0
Replies (3)
Capitec Bank
Capitec Bank's reply22 Nov 2019, 16:51
Official
I acknowledge your posting, and have referred it to Complaint Management for immediate attention.
 
Feedback will be provided within five working days.  I trust that this situation will be resolved to your satisfaction.

Kind regards
Capitec Bank
KS
Kayla S's update25 Nov 2019, 12:27
Reviewer Update
No I cannot wait for 5 working days, How I’m I suppose to survive?.Right now as we speak my salary was paid into this account at Midnight last night, I can’t even access my salary.

I mean this is so unfair and unacceptable, When I go to the branch no one picks up at the forensic department. I’m pregnant, I have no food at my place, i don’t even have petrol to go to the branch again, Capitec is causing me so much stress.

This must be fixed with urgency I need my money and I need it now.If you wish to keep your loan amount it’s fine with me just let me access my money in that account.

Capitec Bank
Capitec Bank's reply27 Dec 2019, 16:11
Official
Good day

I confirm the matter has been dealt with and resolved.

Kind regards
Complaint Management
Capitec Bank