AC
Alistair C

1 reviews | Active since Jul 2021

26 Jan 2026, 10:16

A Total Disasterr!!!

I would like to lodge a formal complaint regarding my We Buy Cars vehicle loan application.

From the start this application has been a nightmare to say the least. I sent my documents right away and was told I needed to send me 6 months personal bank statements (which I sent from the beginning also with my business bank statements). I then resent the personal bank statements 4 times and eventually the agent called me on 16 January (her name is Kgomosto so from the Britts De Witt branch). Kgomotso said she now sees the bank statements and will process the application. Keep in mind that I sent EVERYTHING on the 5th already when I made the application but she did not bother opening all of the attachments as if she did she would have seen that everything was there.

Later that same day Kgomotso called to say she also needs an updated accountants letter. I then sent the requested letter on 22 January. I have had to pay my accountant for this letter by the way.

I called on 23 January to confirm if everything was now in order and was assisted by Gladys who said she sees the accountant letter now and would reopen the application so that it could be processed.

I had not heard anything so I called this morning and was told that both cases were now CLOSED. I then ask why and the agent from the call center told me that they are waiting for the accountants letter.

I then ask the agent if she could re-open the application and she told me THEY DO NOT ASSIST SELF EMPLOYED INDIVIDUALS???

What the hell is going on Capitec??

This is all extremely disappointing and I am beyond frustrated after spending a lot of time and MONEY getting the required documents in order.

Capitec PLEASE HELP ME SORT THIS COMPLETE MESS OUT URGENTLY.

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Replies (7)
Capitec Bank
Capitec Bank's reply26 Jan 2026, 10:39
Official
Hello, you are through to Seipati, Please allow me a few minutes to fami****ise myself with your query.

Best regards,

Capitec Bank
Capitec Bank's reply26 Jan 2026, 10:52
Official
I have noticed you mentioned wanting to log a complaint. I sincerly apologise for the inconvenience this may have caused🙏

Best regards,

Capitec Bank
Capitec Bank's reply26 Jan 2026, 10:52
Official
Kindly provide your full name, surname, ID or account number I will help log a complaint

Best regards,

Capitec Bank
Capitec Bank's reply26 Jan 2026, 11:03
Official
I haven’t heard back in a bit just checking if you still need help 😊

Best regards,

Capitec Bank
Capitec Bank's reply26 Jan 2026, 11:16
Official
It seems like you're busy as you haven't responded to me in a while. I realise you're busy so I'll give you a few more minutes to get back to me and if I don't hear back from you in 10 minutes I'll close this chat. But don't worry, if you still need assistance there are a few ways to reach us: Our agents are available to assist you on WhatsApp between 6:00AM and 10:00PM Our digital WhatsApp assistant is available at any time and may be able to help you find the answer you're looking for without needing to speak to an agent. Simply type your query in the chat. You can call our 24hr Client Care Centre on ***

Best regards,

Capitec Bank
Capitec Bank's reply26 Jan 2026, 11:27
Official
It’s been a pleasure assisting you today. Thank you for chatting with Capitec Bank — we’re always here when you need us. Have a fantastic day!

Best regards,

Capitec Bank
Capitec Bank's reply29 Jan 2026, 09:50
Official
 Hello Alistair  

 In response to your complaint, kindly refer to our email correspondence sent on 29 January 2026, as outcome of your complaint. 

 Please feel free to contact us directly should you have any other enquiries relating to this matter.

 Kind regards 
 Capitec Bank 

Best regards,