4.5% interest is a *****

Capitec goes on TV and say earn at least 4.5% interests on your current balance, this is just ***** and capitec must refrain from using ********** means to get people to open their accounts. my accounts always have high balances at any given day of the month yet the highest interest I have earned is R12 which is not even 0.01% of my current balance. it's appalling how misleading they are.