CTM ****

<p>in 2014 I app**** for ctm card account, but did not buy anything with the account. Later on I discovered that I owe ctm a certain amount. I then made a query with them and they told men to fax the following documents, affidavit of the scenario ,copy of the card and copy of my ID, so they can resolve this. I never got any response from them until today that i receive a letter of commencement of legal action being taken against me and I don't like that its gonna ruin my image with the credit bereau. The amount has increased to R2701.92.</p>