NM
Norman M

1 reviews | Active since Feb 2022

07 Feb 2022, 10:40

REJECTED CLAIM EVEN THOUGH THE MONTHLY PREMIUM IS DEDUCTED.

I have been covered by B-Sure from June 2020. And you increase my premium without updating me, from November 2021. Then on 25 January 2022, I sent you email requesting cancellation. But still you went on with deduction of R2043 on the 27 January 2022 then I called so that the process of cancellation can take place. they confirmed that they cancelled however still kept my premium even to date, they said I can reverse with my bank but it is not possible my bank requested me to contact my service provider.

I then on the 29 of January 2022 I was involved on the accident which causes damages on the car. I approached B-sure to claim which my claim was rejected because it is cancelled however the premium of the current month is paid and they say it will be available in 40 days times, there is also General conditions stating that there is a 30 day period for cancellation i was not even afforded that but my money is still kept by your offices. Would you please cover and repair the car. Base on the fact that you have deducted from my account technically I am still covered under insurance. today is the 7th of February 2022 I am not able to claim but my premium is held by B-SURE. in this regard I need B-sure to process my claim and make right by me.

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Replies (3)
Bsure Insurance Advisors
Bsure Insurance Advisors's reply07 Feb 2022, 11:30
Official
Good day Norman, 

 

We apologize that your experience seems to have been somewhat turbulent, we’ll do our part to make sure that things go smoothly from here on. As a start, we’d like you to note that as your broker, we do not deduct premiums and we do not have control over claims being rejected. With that said, we’ll do our best to engage with your insurer regarding your concerns, then we’ll provide feedback soonest.

 

Our kindest regards,

Complaints Resolutions 
NM
Norman M's update07 Feb 2022, 12:37
Reviewer Update
Good day.

I thank you for your reply, the insurer is FSP this the policy number-***1 the consultant which was handling our policy Zunaid Adams, he ignored telling me further about the general conditions of the right for me to have the 30 day cancellation notice period , instead he spoke of the 40 days which we understood as the waiting period and availing me cover. as far as i am concerned i am still covered by FSP and they need to process my car claim.
Bsure Insurance Advisors
Bsure Insurance Advisors's reply07 Feb 2022, 15:42
Official
 
Good day Norman, 
 
Thank you for taking the time to speak with us via call. We’re happy that we could clarify why you were not covered after you cancelled your policy, as well as have this resolved timeously. If there is anything else that we can assist you with, please do not hesitate to contact us. 
 
Our kindest regards, 
Complaints Resolutions