Get your Boodle in 10 minutes- False Advertising

So as we all know January is a bad and tough month for us all. <br> <br> I have made use of Boodle in the past, so they do have me on their records, and I have never defaulted on repayment.<br> <br> Yesterday I made a loan, usually you have your feedback immediately, and let's face it, we won't be making use of this type of company, if we didn't need the money urgently.<br> <br> So after making the application I received a mail to say that I need to forward 3 months statements, which I understand is new legislation, which I immediately did. <br> <br> This morning when I followed up, they requested the documents again, and after I told the agent that I already sent them through, she said that the application is going for credit vetting. <br> <br> On your application, they check affordability, why do they need to do the credit vetting again?<br> <br> Please can I just get some clarity, as these funds are urgently needed.<br> <br> Thank you.