Stop calling me

Catch a wake up, STOP with your harassment with immediate effect( everyone else take note) In terms of the amendment of the National credit act that came into force on the 13th day of March 2015 the following now applies : (Whether you act on behalf of the original creditor or as the new owner of the debt in terms of a purchase agreement with the original creditor) “The following section is hereby inserted in the principal Act after section 126A: ‘‘Application of prescription of debt - 126B. (1) (a) No person may sell a debt under a credit agreement to which this Act applies and that has been extinguished by prescription under the Prescription Act, 1969 (Act No. 68 of 1969). (b) No person may continue the collection of, or re-activate a debt under a credit agreement to which this Act applies— (i) which debt has been extinguished by prescription under the Prescription Act, 1969 (Act No. 68 of 1969); and (ii) where the consumer raises the defence of prescription, or would reasonably have raised the defence of prescription had the consumer been aware of such a defence, in response to a demand, whether as part of legal proceedings or otherwise.’’. You are hereby formally informed that the alleged debt (if it existed) has prescribed and any attempt at collecting on this is thus *******. Point b – Highlighted for your attention is very clear on this point – No person (that will include your good selves) may continue the collection of a credit agreement to which this act applies which debt has been extinguished by prescription under the Prescription act 68 of 1969. In terms of (b1) above I hereby raise the defence of prescription as per my right in terms of the prescription act. I would appreciate you stop contacting me in this regard as this constitute harassment in terms of the Protection from Harassment Act, 2010. Yours faithfully,

Nadia Yiyawia