ITC listing for a car tracker insurance

This company threatens to list my name on ITC for an insurance that I can easily shop around for in South Africa. I will be listed on ITC decreasing my credit score for a car tracker when I need serious assets I won’t be able to qualify! I’m very disappointed on Toyota’s affiliate. “Bidtrack:Unpaid pls pay R237 to avoid suspension/ITC listing, Std Bank:*** *** Tel:*** WhatsApp:*** ***”.