When I was demoted due Covid-19 in 2020, my salary was cut by 50percent

When I was demoted due Covid-19 in 2020, my salary was cut by 50percent. Soon I was R300,000 in debt and my children could no longer go to school because we were behind on school fees. Bayport removed my debts that had been prescribed, negotiated settlement discounts and granted me a consolidation loan. I use Bayport’s budget tool and the monthly conversations with my money coach to keep on top of my finances. My credit record is clean, I can function at work, and I am finally in control of my life again