1 reviews | Active since Aug 2018
UNFAIR BILLING AND BAD CUSTOMER SERVICE
I got a Blackberry cell phone contract with Bayport Financial Services in April 2012 and stopped paying as I could not afford it due to being a student. Bayport carried on billing me which I understand with interest. In September 2012 Bayport ended the contract and Billed me for an "Outstanding Capital" of R 3,229.10 that I do acknowledge! The account was then sitting on R 4,655.24 I then got billed an additional "Outstanding Subscription fee" of R 931.92 that I have no knowledge or understanding of! From August 2012 to October 2012 I was billed interest and Legal fees that I also take full responsibility of, the account was now on R 5,981.35 that I am happy to take responsibility of. In October 2012 they started billing me a monthly subscription fee of R 230.00 that I have never agreed to or that I was aware of this subscription carried on for 18 months totaling R 4,140.00 with interest the account was then on R 13,300.19 March 2014 that I was not aware of! No calls or nothing! I was still charged interest the entire time. In October 2014 I joined a debt councilor and started contributing towards the account . The interest was supposed to stop yet for 14 months I was billed more interest than my contribution! When they stopped the interest in November 2015 the account was then sitting on R 16,611.24 I had made no progress at all! After stopping the interest in November 2015 my contribution started bringing the account down I had in total contributed R 13,469.54 up to July 2018. I decided to request for statements from creditors to settle them in order to remove myself from debt review and only now discovered the above mentioned as I never received any statements from them only to find there is still an outstanding balance of R 5,835.50 that I was told to settle. I want them to credit me for the subscription of R 4,140.00 and credit for the interest after starting my contributions of R 4,328.87 I will then be in credit / refund due to me of - R 2,633.37 I had tried contacting them but end up with no success and holding the line with no answer! the phone was also dropped in my ear a few times! I seems impossible to get hold of them or any feedback! This is the most frustrating and aggravating creditor I have ever dealt with!!
Dear Alfred
Thank you for bringing this matter to our attention. One of our complaints specialists will contact you to assist in resolving your issue.
Yours sincerely
Bayport Retentions Team
Dear Alfred
Thank you for bringing this matter to our attention. One of our complaints specialists will contact you to assist in resolving your issue.
Yours sincerely
Bayport Retentions Team
Dear Mr Pretorius
Thank you for affording Bayport Financial Services the opportunity to resolve your complaint. As per our discussion, the matter is now resolved.
Yours sincerely
Bayport Retentions Team
Dear Mr Pretorius
Thank you for affording Bayport Financial Services the opportunity to resolve your complaint. As per our discussion, the matter is now resolved.
Yours sincerely
Bayport Retentions Team
