Unfair Blacklasting by Avon Justine

I have been an Avon Sales Rep for about 4 years. October 2014 I could not make payment on my order due to financial reasons. The amount owed was about R1900. I did not even receive one phone call or sms demanding the payment or be told that my account will handed over. January 2015 I paid the amount I owed to Avon Justine then continued selling products for the company since then I never made any late payments.<br> <br> I app**** for a clothing account and my application was declined but I just thought maybe I had to many account that's why my account was declined. I paid off most of my account thinking that was the reason I was denied credit from the store. I was left with one account went to apply for a laptop deal at Vodacom and my application was declined again then I phone transunion that is when I discovered that Avon handed my account for the amount of R1896.00. I Contacted Avon Justine demanding answers but Gugu Vilakazi assured me that my account was never handed over and according to their record I don't owe the company. I asked for a letter that stated that i don't owe the company its been three months with no letter and a default still listed in my credit report.<br> <br> Plz help