PZ
Phindile Z

1 reviews | Active since Oct 2024

25 Aug 2026, 10:28

I NEED A REFUND

I I am extremely disappointed with the service I received. When I took out my loan, at no stage was I informed that I would be paying for something called VAP. I only discovered later that I am being charged an additional R600 per month, which has dramatically increased my monthly installment.

I find it highly unprofessional and unacceptable that such a significant additional charge was not properly explained to me before the loan was finalized. Had this been disclosed, I would have been able to make an informed decision.

Transparency is crucial when dealing with customers' finances, and I feel that this was completely lacking in my case. I am now struggling with a much higher monthly repayment due to a product or service that I neither requested nor understood I was signing up for.

I am requesting that this VAP charge be removed immediately and that my account be REFUNDED FOR THE MONTHS I HAVE PAID. The lack of communication and disclosure regarding these additional costs is very disappointing and reflects poorly on the company's professionalism.

I expect urgent feedback and a resolution to this matter.

0
Replies (3)
Atlas Finance
Atlas Finance's reply25 Aug 2026, 11:31
Official
Good Afternoon Phindlile

Thank you for contacting Atlas Finance, one of our skilled Customer Care Consultants will contact you.

Kind Regards
Atlas Finance


PZ
Phindile Z's update26 Aug 2026, 10:54
Reviewer Update
I would like to update my previous review and acknowledge the excellent service I received after raising my concern.
Shortly after submitting my review, I was contacted by a consultant who assisted me promptly and professionally. The VAP was successfully cancelled, and I am pleased to confirm that I received my refund yesterday. The speed with which the matter was resolved once it reached the right person was extremely impressive and greatly appreciated.
I would especially like to commend Ms Malala for her outstanding service. She went above and beyond to assist me, keeping me informed throughout the process and handling the matter with professionalism, patience, and courtesy. Her willingness to help and her efficient approach turned a very frustrating experience into a positive one. She is a valuable asset to Atlas Finance, and the company is fortunate to have someone of her calibre representing its brand.
That said, I do feel it is disappointing that it took a HelloPeter review for a matter like this to be resolved. The cancellation requested was clearly something that could be done, yet I struggled to get assistance before escalating the issue publicly. This highlights a potential gap in customer service processes and training.
I would encourage Atlas Finance to invest in additional training and support for the Bridge City branch, ensuring that customers receive accurate assistance and timely resolutions without needing to escalate their concerns externally.
Thank you once again to Ms Malala for her exceptional service and to Atlas Finance for ultimately resolving the matter and processing my refund. I hope the feedback provided will help improve the customer experience going forward.
Atlas Finance
Atlas Finance's reply26 Aug 2026, 11:06
Official
Good morning Thembeka

Thank you for your feedback.

Kind Regards
Atlas Finance