JN
Jerry N

1 reviews | Active since Aug 2018

22 Jan 2019, 00:49

IUM treated me as a second class citizen

IUM declined the claim to fix my vehicle following the quantity of petrol dispensed into my vehicle by Sasol fueling station petrol attended, IUM towed my vehicle to their storage facility instead of towing my vehicle to the nearest Dodge dealership for inspection, assessment and report as per our agreement with the fueling station Manager.

The work has been carried out on the vehicle by the person who towed my vehicle without informing me, after realising that the *********** person has done a huge damage to my vehicle they instructed their own expert to assessed my vehicle in order for them to cover their site and also to gained an advantage to declined.

Following their expert report was that the valves are bent, pistons are damaged, the injectors pipe nut from injector number 4 there are clear spanner marks on the nut witnessing the fact that injectors have been worked on, the nut on the pipe of injector 3 and injector 3 itself appear to have been changed as the plating from the other three and the injector is much cleaner resulted that poor workmanship of the repairs or service are not of a standard that would be expected of a vehicle of this nature.

I disputed this whereby IUM denied the allegations and confirmed that no work has been carried out on the vehicle, I requested IUM to released my vehicle in order to be towed to the nearest Dodge dealership for inspection, assessment and report but to no avail. IUM is of the position that they must be reimbursed with the amount of R8225.21 which they paid on my behalf for certain work and parts before they will release the vehicle because they denied liability for the damages based on their expert's report.

I lodged the claim following the inadvertent dispensing of petrol into the fuel tank of the diesel engine vehicle and there is nothing to do with the services of brush holder and stater plus repairs, this is a fundamental concern and is now getting into my nerves because it seems as I am treated as a second class citizen and this is totally frustrating and unacceptable.

0
Replies (5)
Alpha
Alpha's reply22 Jan 2019, 13:38
Official
Good day Jerry

We take note of your complaint and your dissatisfaction expressed.

Please provide me with your policy number and further contact details, in order that we may investigate your complaint and respond accordingly.

You may contact me either on my email or direct line as stated below.

Regards
Sharren Bhagwandin
Compliance Officer
Direct Tel | ***
Email | *** 



JN
Jerry N's update25 Jan 2019, 00:15
Reviewer Update
I acknowledge receipt of the response hereunder, in that connection I would like to bring this to the point of clarity. 31 January 2018 Sasol fueling station lodged a claim following the quantity of petrol dispensed into my vehicle by Sasol petrol attendant with claim ref Sasol kings view ACM15999, 06 February 2018 IUM rejected the claim and confirmed that their client was not negligent with regard to the quantity of petrol dispensed into my vehicle because they had a discussion with a diesel mechanic who confirmed that only the injectors would have been damaged due to petrol. 09 February 2018 , Sasol fueling station reviewed the concerned report and asked for a revised one, 23 April 2018 IUM confirmed that third party can liaised directly with IUM appointed attorneys in this regard, 17 July 2018 IUM appointed attorneys rejected the concerned reviewed after they received their expert report. Following the e-mail dated 16 January 2018 from their insurance broker it is very clear that poor workmanship of the repairs or service has been carried out on the vehicle because their insurance broker confirmed that the assessing manager was waiting for the mechanical report from their agents to finalised his report but IUM denied the allegations. Due to the fact that it appeared to be on the road to no resolution and the problem of the damage remained I have no other option but to involve a Court of law in order to make a legal decision because I tried to exercised considerable patience in this regard and is now 13 months struggling to get back my vehicle and is unacceptable.
Alpha
Alpha's reply31 Jan 2019, 13:42
Official
 Dear Jerry  We understand your frustration and would like to thank you for your patience. With regards to your complaint and based on the advise from our legal department we respond as follows:  When applying relevant legal principles to the situation at hand, the onus ultimately remains with the third party to prove his/her claim against the insurer. You did travel over 100 Km’s after the supposed incident furthermore the vehicle is a 2007 mode which could have attributed to damages caused. You were further advised that you would not be responsible for the storage of your vehicle up until the point where you were informed that your claim had been rejected. You thereafter became liable for the storage fees. We confirm informing your broker of this. In light of the above we remain of the view that an offer of R3500.00 is fair- and reasonable under these circumstances.  We hope that you understand but should you require further assistance do not hesitate to contact me.

Regards

Sharren Bhagwandin
Compliance Officer
Direct Tel | ***
Email | *** 

JN
Jerry N's update01 Feb 2019, 00:55
Reviewer Update
Good day Sharren I refer to your response,with thanks. Can you please be so kind to respond on the following very honestly and positively, paragraph 1 based on the advice from your legal department,In which way can the Third party proved his claim against the insurer? IUM stored my vehicle at their storage facility resulted that I was denied access to removed my vehicle in order to be inspected,assessment and report by an independent examination for the damage and causation and that is Dodge dealership that will give an unbiased result. Paragraph 2 ,there is nothing to do after I traveled over 100 km and the the bottom line is that and I strongly remain of the view that if the fuel was drained immediately as I requested the fueling station manager the vehicle should not be broken down at all due to the good service record. Paragraph 3, I disagree with the whole paragraph based on information from IUM,IUM made it very clear following their e-mail dated 06 December 2018 with the attached release invoices as I have requested ,that the amount of R1197.00 was paid by IUM for the towing of the vehicle from Mr Erasmus's premises to SMD s**** yard and a further amount of R8225.21 was paid to Mr Erasmus's business for towing,storage and certain work and parts on my behalf, IUM is of the position that they must be reimbursed with the mentioned amount before they will release the vehicle " it sound very strange indeed as I never requested any services or repairs of the vehicle and the fact was all about the claim that was lodged following the inadvertent dispensing of petrol into the fuel tank of the diesel engine vehicle and there is nothing to do with the repairs or services of the vehicle. With regard to the above mentioned paragraphs I am not yet convinced at all because the above statements contradicting in terms of the correspondence emails from IUM and I can forward to you upon your request. Paragraph 4,I fully agree with the offer of R3500.00 following the e-mail dated 06 February 2018 from Christo Botha to Nico Van Rooyen and also forwarded to myself as a confirmation that IUM willing to pay the above amount that a flusch would have cost but that was never happened, be that as it may, when IUM is going to pay the above amount? I trust that you shall find this in absolute good order and await your soonest response herein. Yours faithfully Jerry Nyezi
Alpha
Alpha's reply01 Mar 2019, 15:02
Official
 Hi Jerry  Thank you for the response.  Please note that the movement of your vehicle from Mr Erasmus’ Towing business to the SMD yard was communicated to our client’s Broker, who had to communicate the move to you.  For your ease of reference,  the fees (towing and storage) incurred with Mr Erasmus’ Towing business of R8 225.21 is for your account and IUM has agreed to cover the SMD fees of R1 094.40. We have liaised with SMD to correct the amount subtracted from the sale of the vehicle.  The payment is due by you to SMD purely based on the fact that in your own discretion, the vehicle was towed from where it had broken down to Mr Erasmus’ Towing business premises.  With response to the flush payment of R3 500.00, the payment release was sent on 13 Mar 18 for your signature. This will have enabled us to proceed with the payment as agreed during our previous communication. Unfortunately, we have not received the signed release form to action payment.  

One of our claims technicians will again forward you the release form to be signed during the course of the day, and once we receive the signed form, payment will be actioned.  Due to the evidence we have received, we will uphold our decision on rejecting the claim.  Should you have any other questions or concerns, please do not hesitate to contact me.  Regards Natalie Mackintosh 
Compliance Coordinator 
Direct Tel - ***
Email - ***