Not sure what to do now.

I joined Zero Debt in 2019 understanding that my financial life would improve. Spoke to the receiving person who painted a beautiful picture that Zero debt will help me with my debt. After a few calls and emails, we settled on an amount of of R4500.00 per month which was agreed and signed upon even though I had not a cent left to my name after this payment which I mentioned. I had been paying this amount for 3 months only to get an email stating that that my creditors were not happy with the amounts being paid. So Zero debt told me I need to increase my monthly payments to at least R5900 plus minus. I immediately called them to say I cannot afford this and they said they would renegotiate with my creditors although I had agreed with great reluctance only to know that I was worse off than before. So I carried on paying the R4500.00 via debt order, or thinking I was paying that. Next thing I get an SMS that Zero Debt debited my account with the latter amount when I said that I could not afford it. And to top it off the R4500 amount could or would not be reinstated. So I cancelled the debit order as I could not afford the banks fee for a returned debit order or the mount Zero Debt was taking. So with that they cancelled my dent review, and told me that even though the debt review is cancelled, the bureau would still consider me on debt review. This was the worst decision I made even though friends and family warned me first. Now I am worse off that i cannot even negotiate with a willing bank for a consolidation loan at and even lesser amount per month because the bureau lists me as under DEBT REVIEW.

Thought this would make my life easier, but alas worst is where it went.