Placed Under Debt Review Without Consent

I was contacted by Your Credit Experts, and i decided to listen, then i made it very clear that they can assess me as just a general inquiry about debt restructuring. I was sent documents that were presented as being for assessment purposes only. I did not knowingly apply for debt review, and I did not give informed consent to be placed under debt review.

Despite this, I later discovered that I had been flagged as “Under Debt Review” with the credit bureaus.

I did not sign Form 16 with the intention of applying for debt review. I was misled regarding the purpose of the documentation. When I rejected their proposal, I was informed the process was cancelled. However, the debt review flag had already been loaded.

This has negatively affected my credit profile and caused significant financial prejudice.