Hi Herman, we appreciate your feedback and do understand your view on the fees. Our maximum rate for card machine transactions is 3.39% incl VAT but can decrease once your monthly volume increases. We do our best to make it as accessible as possible to accept payments, so once you have bought your Yoco card machine though, there are no monthly fees or any other costs involved and we only charge when you're transacting. Your fees can also decrease over time as your transaction volume increases. You can check how this works here
https://www.yoco.com/za/fees/