Unauthorised credit report

I was contacted by a consultant who claimed that several companies had flagged my profile, suggesting I’m paying a high premium. When I asked which companies were involved—since I wasn’t aware of any—I didn’t get a clear answer. While still on the call, I received an SMS stating that WY Debt had requested access to my credit report. I’m concerned about who authorized this, as I never gave consent. Isn’t consent and confirmation supposed to come before such significant actions are taken? I’m not a WY Debt client and will never be so stop contacting me before you do any damage to my credit report.