Woolworths Debt-Baiting.

1) I sign up for a Woolworths Store card and am very specific to select that I want the FULL amount to go off my account each month.

2) First end of month comes, no money taken off at all. I go in-store and queue for 20 mins to check why. Get to the front and am told that on a new card they wait until the following month (I imagine to allow consumer buying habit to entrench itself or to allow the usage to increase to a level where the minimum payment is more affordable.

3) My first debit order goes off. Woolworths ignores the box I selected for the full amount and takes the minimum amount - allowing them to charge 23% interest on what instantly now then becomes a loan...