Unfair adverse and customer rights violation

<p>I was a loyal customer for woolworths until i closed my account as there was an adverse listing done by woolworths.As i skiped payments,no one called me to warn me about the legal action that is going to be taken against me.i only found out when going to apply a loan through capitec bank,as they didnt approve and they stated reason why they didnt approve because of woolworths adverse listing.Thats where i went and pay all the charges and get my account up to date.after the payents,i was promised that an adverse listing will be removed from credit bureaus after 7 working days.Even today nothing has been done,only told that it will take 2 years when i called them last week.And they said they can only provide a letter that shows account is up to date.after they runed my credit score,and is affecting me.Cant get credit any very where.i will never open an acount with woolworths anymore beause they dont follow the right procedure,no calls or letters to warn customers about their plan of action.</p>