PAY FOR SOMETHING YOU DONT HAVE !

I WOULD LIKE TO KNOW HOW CAN I PAY A MONTHLY FEE ON A CREDIT CARD THAT I\VE NOT RECEIVED YET . RECEIVING A LETTER FROM NATION-WIDE RECOVERY SERVICES FOR LATE PAYMENTS ON MY CARD ?????<br> PHONED NATION WIDE AND ALL THE WOMAN HAD TO SAY IS YES YOU PAY FROM DAY ONE DOESN'T MATTER IF YOU HAVE THE CARD OR NOT !!!!"