How do you sleep at night?

I let you know months in advance that I had lost my job and couldn't make payment. Clearly doing the \right thing"means nothing in this country! It seems that you are out to destroy a loyal customer's financial reputation.<br> <br> You continue to send me threatening SMS's about making immediate payment \""or else we will hand your account over\"". I told you that I have no money months ago! I'll tell the lawyers the same thing and the judge too for that matter!<br> <br> Did you ever"