Account

Okay so applying for credit and every where I go they tell me about Woolworths they keep declining me . When I ask they keep saying I skipped certain months I dont understand this account brought nothing but misery in my life . So I paid it up and I'm going to close it after having it for 10 years I feel like it has cause me too much head aches. What bothered me is that this account is up to date but I cant seem to do anything for myself still