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I paid my account in full few months ago. Suddenly I owe then over R200 only to see they been charging Financial fees every month. I have been sending emails and they simply don't respond except threats to go to credit bureau. I neva had a Woolworths card for 2 years. I refused to pay now I get threatened. To ALL out there please check your account and know they are a nasty bunch especially their finance department. They refuse to understand wat u say. Woolworths NEVER !!