BL
Beverley L

1 reviews | Active since Mar 2011

02 Nov 2022, 12:50

Unfair treatment. Debit not set on correct pay date

I have an existing loan with Wonga. The debit order is set on debit check. According to the website im behind with 1 installment. How is that possible? I dont even have access to reverse it, in fact you can see on your system that i didnt reverse it. Why are you dragging my credit rating through the mud. I want to apply for a car next year and look what Wonga do. Ive never been in arrears with Wonga. Debi check supposed to be safer and if you didn't deduct why not? The debi check supposed to attempt deducting from a client's account until the payment is received and if not then call me to arrange for another deduction to take place. How is it possible that you can deduct every month, please see my bank statement you deducted from my account but now im in arrears. That doesn't make sense. I get paid on 25th of every month and that was our agreement. September month Wonga initiated deduction on 19th September a whole 5 days earlier than my pay date obviously i wont have enough money in my acc before payday. Wonga is not upholding their side of the agreement now you want to add interest for what, for who???? Please explain to me what went wrong why are you putting me in a disadvantage position why? Now i cant apply anywhere because of wonga. Why didnt you call me or send an email or attempt to deduct on 23th September i must see on your website, now its my problem. This is not fair. October month you got your premium on time , how could you not have deducted in September month. HOW MANY OTHER CLIENTS ARE EXPERIENCING THIS. I get a generic email on how to settle the arrears. FIX THIS NOW, FIX IT AT THE CREDIT BUREAU. Clear my name of the arrears and interest its not my fault.

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Replies (13)
Wonga
Wonga's reply03 Nov 2022, 10:59
Official
Hi Beverley, 

We humbly apologize for the inconvenience caused.

We have reviewed what has transpired on your account and 

can confirm that there was no payment received for the Month of September.

We can confirm that Wonga has a tracking system in place in order to collect within 10 days after the debit date. 

Unfortunately, your debit order came back unsuccessful. 

Please forward a bank statement for the month of September

in order to further investigate your account. 

Thank you for your patience.

The Wonga Tea. 
BL
Beverley L's update03 Nov 2022, 12:38
Reviewer Update
Hi. I sent my bank statement to your collections department. You will see other debi checks were successful but Wonga didnt deduct. I had enough money in my account. No on called me at that time to make arrangements. I only saw end October on your website that 1 installment was in arrears,now Wonga is adding interest and my name look bad at the bureau. Please investigate and get back to me.
Wonga
Wonga's reply03 Nov 2022, 16:27
Official
Hi Beverly, 

Thank you for your response. 

We can confirm that we have not received your bank statement.

Please resend your email and use your ID number in the subject line.

Once we have concluded our investigation, 

we will further liaise with you via our email platform.

Thank you for your patience.

The Wonga Team. 
BL
Beverley L's update03 Nov 2022, 17:05
Reviewer Update
Hi there i resent the bank statement to your collections department with my ID and name in the subject line.
Wonga
Wonga's reply04 Nov 2022, 15:43
Official
Hi Beverly, 

We're so sorry for the inconvenience caused. 

Can you please email us on ***. 

Once we receive your bank statement, 

will we escalate your account to our technical team to investigate why no attempt was made 

to debit your account for the month of September. 

We require you to please email us your bank statement and once we have concluded our investigation, 

will we feedback to you via our email platform. 

Thank you for your patience.

The Wonga Team. 
BL
Beverley L's update04 Nov 2022, 16:08
Reviewer Update
Hi i cant see the email address its graded out please send to me again.
Wonga
Wonga's reply07 Nov 2022, 12:00
Official
Hi Beverley, 

Thank you for your response.

Can you please email us on customercare @ wonga.co.za. 

Kind regards, 

The Wonga Team
BL
Beverley L's update07 Nov 2022, 12:06
Reviewer Update
Hi there

I sent the email to your customer care email address

Regards
Beverley
Wonga
Wonga's reply08 Nov 2022, 17:22
Official
Hi Beverley, 

Thank you for your response.

Kindly note that we are trying to get hold of you in order to resolve your query

as we are unable to allocate your emails.

Please provide us with the best possible time and cellphone number that we can contact you.

Thank you for your patience.

The Wonga Team. 
BL
Beverley L's update08 Nov 2022, 18:28
Reviewer Update
Hi there.
I received a call from Wonga 067 number today when i answer its quiet, no on speak on the other end. I stayed on the call but still nothing. Please call me tomorrow morning at 10am thank you. I will resend the email again to customer care. I'm not sure why you are not able to allocate it.

Thanks
Wonga
Wonga's reply09 Nov 2022, 15:14
Official
Hi Beverley, 

Thank you for your response.

We can confirm that we have tried contacting twice but unfortunately you missed the calls.

Please use your registered email address when sending your email

and this will allow the email to reflect on your account.

Kind regards,

The Wonga Team. 
BL
Beverley L's update09 Nov 2022, 15:28
Reviewer Update
Hi there

I am using my registered gmail email address when sending the email. I dont understand why you are not receiving my emails. I received a call this morning from wonga attorneys because Wonga handed me over to the attorneys. Why is this happening to me. Give me another email address you cannot take a whole week to find my email, its ridiculous in the meantime Wonga is adding more interest and handing me over to attorneys. Wow my name looks very bad at the credit bureau.

Wonga
Wonga's reply10 Nov 2022, 17:12
Official
Hi Beverley, 

Thank you for your response.

We have sent in an email, please response to the email with your attachment

in order for us to resolve your query. 

Regards,

The Wonga Team.