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I app**** for a loan at Wonga on a Sunday. I then realized that they don't pay out on a Sunday and sent three emails to cancel my application. The following day they still paid the money into my account. They sent me an email with a loan agreement which I rep**** stating that I do not accept the loan agreement. I paid the money back into their account sending proof of payment to wonga collections. Still, my account showed I owed money. I called their customer service helpline explaining my situation and the lady said they would clear the amount from my account. A few days later they still debited the amount I app**** for plus interest after I sent 4 emails and called their customer care line to cancel the application. Their communication is terrible and they seem to force loans on people.