MP
Motsoakgole P
1 reviews | Active since Feb 2025
19 Feb 2026, 14:49
Motsoakgole Petja
Wow, you try to apply for a loan with them but there is a a message status you do not qualify for this amount please re-apply with a lower amount, but you do that, you still get the same message even if you do it with their lowest amounts. We using our data to do these loans, but you guys are taking us from pillow to pillow. We are desperate but the system is playing with us.
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Replies (5)0
Replies (5)
Wonga's replyOfficial
19 Feb 2026, 15:11Hi Motsoakgole,
Thank-you for your review.
We are sorry to learn that you are not happy with our service and sincerely apologize for the inconvenience caused.
We understand that being declined is frustrating. Our automated decision system considers many factors and is completely objective to ensure we lend responsibly. We cross-reference a wide range of industry data, and our technology is constantly evolving.
We will have provided any advice or information we were able to give you at the point you received the decision.
If you’d like to learn more about financial wellness, the Wonga Money Academy offers a range of short, informative lessons on budgeting and saving that can help you learn money skills that might increase your likelihood of being accepted for a loan in the future.
Based on our assessment, you do not meet the applicable lending criteria, including under our reduced counter-offer options.
Thanks,The Wonga Team
Thank-you for your review.
We are sorry to learn that you are not happy with our service and sincerely apologize for the inconvenience caused.
We understand that being declined is frustrating. Our automated decision system considers many factors and is completely objective to ensure we lend responsibly. We cross-reference a wide range of industry data, and our technology is constantly evolving.
We will have provided any advice or information we were able to give you at the point you received the decision.
If you’d like to learn more about financial wellness, the Wonga Money Academy offers a range of short, informative lessons on budgeting and saving that can help you learn money skills that might increase your likelihood of being accepted for a loan in the future.
Based on our assessment, you do not meet the applicable lending criteria, including under our reduced counter-offer options.
Thanks,The Wonga Team
Wonga's reply19 Feb 2026, 15:11
Official
Hi Motsoakgole,
Thank-you for your review.
We are sorry to learn that you are not happy with our service and sincerely apologize for the inconvenience caused.
We understand that being declined is frustrating. Our automated decision system considers many factors and is completely objective to ensure we lend responsibly. We cross-reference a wide range of industry data, and our technology is constantly evolving.
We will have provided any advice or information we were able to give you at the point you received the decision.
If you’d like to learn more about financial wellness, the Wonga Money Academy offers a range of short, informative lessons on budgeting and saving that can help you learn money skills that might increase your likelihood of being accepted for a loan in the future.
Based on our assessment, you do not meet the applicable lending criteria, including under our reduced counter-offer options.
Thanks,The Wonga Team
Thank-you for your review.
We are sorry to learn that you are not happy with our service and sincerely apologize for the inconvenience caused.
We understand that being declined is frustrating. Our automated decision system considers many factors and is completely objective to ensure we lend responsibly. We cross-reference a wide range of industry data, and our technology is constantly evolving.
We will have provided any advice or information we were able to give you at the point you received the decision.
If you’d like to learn more about financial wellness, the Wonga Money Academy offers a range of short, informative lessons on budgeting and saving that can help you learn money skills that might increase your likelihood of being accepted for a loan in the future.
Based on our assessment, you do not meet the applicable lending criteria, including under our reduced counter-offer options.
Thanks,The Wonga Team
MP
Motsoakgole P's updateReviewer Update
19 Feb 2026, 15:25But then why does your system advise that I don't qualify instead of it telling me to reapply with a less amount. And you and take into consideration I have been a loyal customer, no loyalty and at all. Wonga is just for the money even if you have been paying them. People should also know that. Wonga does not care about your issues but their money they gave. You could be a client for one full year but one set up you out.
MP
Motsoakgole P's update19 Feb 2026, 15:25
Reviewer Update
But then why does your system advise that I don't qualify instead of it telling me to reapply with a less amount. And you and take into consideration I have been a loyal customer, no loyalty and at all. Wonga is just for the money even if you have been paying them. People should also know that. Wonga does not care about your issues but their money they gave. You could be a client for one full year but one set up you out.
Wonga's replyOfficial
19 Feb 2026, 16:04Hi Motsoakgole,
Please note that our counter-offer messages indicate that you may apply for a lower loan amount; however, this does not guarantee approval, as all applications are assessed individually in line with our lending criteria.
We apologise for any misunderstanding this messaging may have caused.
Thanks,The Wonga Team
Please note that our counter-offer messages indicate that you may apply for a lower loan amount; however, this does not guarantee approval, as all applications are assessed individually in line with our lending criteria.
We apologise for any misunderstanding this messaging may have caused.
Thanks,The Wonga Team
Wonga's reply19 Feb 2026, 16:04
Official
Hi Motsoakgole,
Please note that our counter-offer messages indicate that you may apply for a lower loan amount; however, this does not guarantee approval, as all applications are assessed individually in line with our lending criteria.
We apologise for any misunderstanding this messaging may have caused.
Thanks,The Wonga Team
Please note that our counter-offer messages indicate that you may apply for a lower loan amount; however, this does not guarantee approval, as all applications are assessed individually in line with our lending criteria.
We apologise for any misunderstanding this messaging may have caused.
Thanks,The Wonga Team
MP
Motsoakgole P's updateReviewer Update
19 Feb 2026, 16:19While what a waste of time, but I will play my word of mouth advertisin regarding the system and dissatisfaction
MP
Motsoakgole P's update19 Feb 2026, 16:19
Reviewer Update
While what a waste of time, but I will play my word of mouth advertisin regarding the system and dissatisfaction
Wonga's replyOfficial
20 Feb 2026, 08:39Hi Motsoakgole,
We understand your frustration and know that financial difficulty can be tough.
As a responsible lender governed by the NCR we are unable to grant credit where it may have an adverse/negative effect on our customer. Your loan application was declined due to the rules set out by the NCR.
We wish you all the best!
Regards
The Wonga Team
We understand your frustration and know that financial difficulty can be tough.
As a responsible lender governed by the NCR we are unable to grant credit where it may have an adverse/negative effect on our customer. Your loan application was declined due to the rules set out by the NCR.
We wish you all the best!
Regards
The Wonga Team
Wonga's reply20 Feb 2026, 08:39
Official
Hi Motsoakgole,
We understand your frustration and know that financial difficulty can be tough.
As a responsible lender governed by the NCR we are unable to grant credit where it may have an adverse/negative effect on our customer. Your loan application was declined due to the rules set out by the NCR.
We wish you all the best!
Regards
The Wonga Team
We understand your frustration and know that financial difficulty can be tough.
As a responsible lender governed by the NCR we are unable to grant credit where it may have an adverse/negative effect on our customer. Your loan application was declined due to the rules set out by the NCR.
We wish you all the best!
Regards
The Wonga Team