HM
Hellen M

1 reviews | Active since Feb 2024

28 Oct 2024, 16:40

Accout removed from credit reports

May i have this account closed up and removed from credit repots please i have paid in full and its nagetively affecting my score i have recived my clearance certificate

0
Replies (1)
Wonga
Wonga's reply29 Oct 2024, 10:01
Official
Hi Hellen 

Thank you for repaying your Wonga loan.
 
As a responsible lender when you app**** for the loan, we ran a credit check with TransUnion – a well-known Credit Bureau in South Africa. Now that your Wonga loan is closed we will alert TransUnion to update your credit record with this information.
 
We send information daily to TransUnion to be updated and so your Credit Record should reflect this update within 30 working days of you repaying your loan.
 
In addition to this, we send a report once a month to the Credit Providers Association (CPA) with updated information for all the accounts closed during that month. This report is then circulated by the CPA to the remaining Credit Bureaus.

If the 30-day period has passed and your credit report has not been updated, please provide us with a copy of your credit report from Compuscan, Experian or Transunion in order to request for the profile to be updated

Please keep in mind that Clearscore is not considered as a reliable credit report.


We hope this answers your query.
 
Kind Regards,The Wonga Team