Cancellation

Good day<br> I took out a 12 month contract with Virgin Active,I utilized this for perhaps the first 2 months and continued paying, never received a call enquiring if something was wrong. Two months before the end of the contract I failed to pay an installment and was called, On the telephonic call I requested that the contract is cancelled as I had lost my employment and had to move for new accommodation. I was told that I cannot cancel before the contract expires.as I still had two months remaining, I explained that the CPA allows me to do this if I cancel via direct call or written correspondence. She rep**** that she will put the cancellation through, but that I remain responsible for the month's payment that I had missed. I understand and accept that. However i have now been handed over to lawyers and that for an amount almost 5 x the monthly amount? Please do check into this matter and revert back with suitable arrangement and feedback. I am willing to pay the one month's fee as I said from the start.