Unifi SA has policies that effectively damage their clients credit profile

If possible I wouldn't even give this company one star as it definitely doesn't deserve it, the fact that a financial services provider has active policies in place that can hinder or even hurt their clients credit record is shocking. I made a loan with them, and my pay date is the 27th monthly, they have a policy in place that states if my payday falls on a Monday they will try take their debit order on the Friday before, some idiot there thought that if someone is only getting paid on a Monday that must definitely mean they will be rolling in the cash 5 days before, what's even scarier is another seconded that thought and agreed that it was a good idea. So now because they decided that they want to debit long before I get paid, and there obviously wasn't money for the debit, they have no choice but to update my credit profile with a bad payment or missed payment report. So just a warning doing business with Unifi can be very hazardous to your credit score and profile. If you want my advice stay far far away, your credit profile will thank you.