HM
Herman M
1 reviews | Active since Nov 2021
06 Mar 2022, 08:31
ZERO RATING FOR TRANSUNION
I have app**** for credit through retailers and have constantly being declined.
I pulled a credit report, only to realise that my credit score is ZERO, a whole ZERO!
How on earth does a credit score become ZERO if I do not have any previous accounts, do not owe anyone, or have NOT APP**** FOR DEBT REVIEW?
WHY WHY WHY?
Helpful (0)
Replies (10)0
Replies (10)HM
Herman M's updateReviewer Update
07 Mar 2022, 11:05No guts to reply???
HM
Herman M's update07 Mar 2022, 11:05
Reviewer Update
No guts to reply???
Transunion Credit Bureau's replyOfficial
07 Mar 2022, 12:17Good day, we have checked your profile and seen that you have not registered on TransUnion and have not received a TransUnion credit report,
You are required to register with TransUnion in order to get your Free TransUnion Credit Report. Registration online or via the contact centre is a simple, quick process that requires you to provide your personal information (i.e. name, identity number, address and account payment details) for security and verification purposes.
However you may visit us online on www.mytransunion.co.za herewith the steps to follow:
• Click on the link www.mytransunion.co.za
• Click on PRODUCTS
• Scroll down, next to FREE click on ORDER NOW
• Complete Registration & Verification
• Once Verification is successful , product confirmation will be required
• Once excepted and submitted the product will be made available
On completion of your registration you will be provided with your Free TransUnion Credit Report via email with a username & password to view your credit report online at www.mytransunion.co.za
Credit scores are dynamic, meaning that they can constantly change. The credit score is not disputable. If the information on the report is accurate, then the score is accurate based on that scoring model. Keep in mind, there are many different scoring models out there and each one could give you a different score. Scores change depending on the updates happening on your report.
Please be advised that we as Transunion have no authority to decline credit applications. We merely provide a credit record to the potential credit provides that you have app**** to.
Credit providers use different benchmarks to determine whether you are suitable for a loan or not. You are legally entailed to go to the credit provider that declined your loan and request a written letter outlining the reasons your application was declined by the credit provider.
The credit score calculated by Transunion is for educational purposes only.
You are required to register with TransUnion in order to get your Free TransUnion Credit Report. Registration online or via the contact centre is a simple, quick process that requires you to provide your personal information (i.e. name, identity number, address and account payment details) for security and verification purposes.
However you may visit us online on www.mytransunion.co.za herewith the steps to follow:
• Click on the link www.mytransunion.co.za
• Click on PRODUCTS
• Scroll down, next to FREE click on ORDER NOW
• Complete Registration & Verification
• Once Verification is successful , product confirmation will be required
• Once excepted and submitted the product will be made available
On completion of your registration you will be provided with your Free TransUnion Credit Report via email with a username & password to view your credit report online at www.mytransunion.co.za
Credit scores are dynamic, meaning that they can constantly change. The credit score is not disputable. If the information on the report is accurate, then the score is accurate based on that scoring model. Keep in mind, there are many different scoring models out there and each one could give you a different score. Scores change depending on the updates happening on your report.
Please be advised that we as Transunion have no authority to decline credit applications. We merely provide a credit record to the potential credit provides that you have app**** to.
Credit providers use different benchmarks to determine whether you are suitable for a loan or not. You are legally entailed to go to the credit provider that declined your loan and request a written letter outlining the reasons your application was declined by the credit provider.
The credit score calculated by Transunion is for educational purposes only.
Transunion Credit Bureau's reply07 Mar 2022, 12:17
Official
Good day, we have checked your profile and seen that you have not registered on TransUnion and have not received a TransUnion credit report,
You are required to register with TransUnion in order to get your Free TransUnion Credit Report. Registration online or via the contact centre is a simple, quick process that requires you to provide your personal information (i.e. name, identity number, address and account payment details) for security and verification purposes.
However you may visit us online on www.mytransunion.co.za herewith the steps to follow:
• Click on the link www.mytransunion.co.za
• Click on PRODUCTS
• Scroll down, next to FREE click on ORDER NOW
• Complete Registration & Verification
• Once Verification is successful , product confirmation will be required
• Once excepted and submitted the product will be made available
On completion of your registration you will be provided with your Free TransUnion Credit Report via email with a username & password to view your credit report online at www.mytransunion.co.za
Credit scores are dynamic, meaning that they can constantly change. The credit score is not disputable. If the information on the report is accurate, then the score is accurate based on that scoring model. Keep in mind, there are many different scoring models out there and each one could give you a different score. Scores change depending on the updates happening on your report.
Please be advised that we as Transunion have no authority to decline credit applications. We merely provide a credit record to the potential credit provides that you have app**** to.
Credit providers use different benchmarks to determine whether you are suitable for a loan or not. You are legally entailed to go to the credit provider that declined your loan and request a written letter outlining the reasons your application was declined by the credit provider.
The credit score calculated by Transunion is for educational purposes only.
You are required to register with TransUnion in order to get your Free TransUnion Credit Report. Registration online or via the contact centre is a simple, quick process that requires you to provide your personal information (i.e. name, identity number, address and account payment details) for security and verification purposes.
However you may visit us online on www.mytransunion.co.za herewith the steps to follow:
• Click on the link www.mytransunion.co.za
• Click on PRODUCTS
• Scroll down, next to FREE click on ORDER NOW
• Complete Registration & Verification
• Once Verification is successful , product confirmation will be required
• Once excepted and submitted the product will be made available
On completion of your registration you will be provided with your Free TransUnion Credit Report via email with a username & password to view your credit report online at www.mytransunion.co.za
Credit scores are dynamic, meaning that they can constantly change. The credit score is not disputable. If the information on the report is accurate, then the score is accurate based on that scoring model. Keep in mind, there are many different scoring models out there and each one could give you a different score. Scores change depending on the updates happening on your report.
Please be advised that we as Transunion have no authority to decline credit applications. We merely provide a credit record to the potential credit provides that you have app**** to.
Credit providers use different benchmarks to determine whether you are suitable for a loan or not. You are legally entailed to go to the credit provider that declined your loan and request a written letter outlining the reasons your application was declined by the credit provider.
The credit score calculated by Transunion is for educational purposes only.
HM
Herman M's updateReviewer Update
07 Mar 2022, 15:07Hi I have pulled a 4-in one report from Koudough which shows my score on all the bureaus.
This is where I saw the score you have posted in my name
This is where I saw the score you have posted in my name
HM
Herman M's update07 Mar 2022, 15:07
Reviewer Update
Hi I have pulled a 4-in one report from Koudough which shows my score on all the bureaus.
This is where I saw the score you have posted in my name
This is where I saw the score you have posted in my name
HM
Herman M's updateReviewer Update
07 Mar 2022, 15:32Why are you disputing the fact that my score is ZERO at Transunion when I have a document that states this information as fact?
HM
Herman M's update07 Mar 2022, 15:32
Reviewer Update
Why are you disputing the fact that my score is ZERO at Transunion when I have a document that states this information as fact?
HM
Herman M's updateReviewer Update
07 Mar 2022, 15:32Please send me my free report in order to show me what you are denying!
HM
Herman M's update07 Mar 2022, 15:32
Reviewer Update
Please send me my free report in order to show me what you are denying!
Transunion Credit Bureau's replyOfficial
08 Mar 2022, 08:14 Please note, we have checked our systems and seen that you have not yet been verified on our system,
In order to have your contact details updated, password reset and your Free Credit Report sent, we do require your verification documents.
Kindly forward us a clear copy of your ID, your personal email address, personal cell number, and Proof of Residence (not older than 3 months & PDF Format) to ***
In order to have your contact details updated, password reset and your Free Credit Report sent, we do require your verification documents.
Kindly forward us a clear copy of your ID, your personal email address, personal cell number, and Proof of Residence (not older than 3 months & PDF Format) to ***
Transunion Credit Bureau's reply08 Mar 2022, 08:14
Official
Please note, we have checked our systems and seen that you have not yet been verified on our system,
In order to have your contact details updated, password reset and your Free Credit Report sent, we do require your verification documents.
Kindly forward us a clear copy of your ID, your personal email address, personal cell number, and Proof of Residence (not older than 3 months & PDF Format) to ***
In order to have your contact details updated, password reset and your Free Credit Report sent, we do require your verification documents.
Kindly forward us a clear copy of your ID, your personal email address, personal cell number, and Proof of Residence (not older than 3 months & PDF Format) to ***
HM
Herman M's updateReviewer Update
08 Mar 2022, 12:53image.png 305.92 KB
HM
Herman M's update08 Mar 2022, 12:53
Reviewer Update
image.png 305.92 KB
HM
Herman M's updateReviewer Update
08 Mar 2022, 12:58image.png 252.91 KB
HM
Herman M's update08 Mar 2022, 12:58
Reviewer Update
image.png 252.91 KB
HM
Herman M's updateReviewer Update
08 Mar 2022, 12:59email: ***
Cell: ***
Cell: ***
HM
Herman M's update08 Mar 2022, 12:59
Reviewer Update
email: ***
Cell: ***
Cell: ***
HM
Herman M's updateReviewer Update
14 Mar 2022, 08:18image.png 274.69 KB
HM
Herman M's update14 Mar 2022, 08:18
Reviewer Update
image.png 274.69 KB